21st June 2011
A new law, in force from 20th June 2011, will make it illegal to own an uninsured vehicle. Previous laws in place meant that only being caught driving a vehicle without insurance cover was an offence.
The move to crack down on uninsured vehicles is welcomed by The Legal Line as a step towards making our roads safer. There are in the region of 1.4m uninsured motorists on our roads and thousands of people are injured by uninsured drivers in road accidents every year.
Uninsured drivers are more likely to drive unsafe vehicles, more likely to be involved in an accident, and they push up the costs of insurance for law-abiding road users. They are also more likely to be convicted of drink driving and driving without due care and attention, according to figures published by the Motor Insurers’ Bureau (MIB).
The new scheme will be known as CIE, or Continuous Insurance Enforcement. The DVLA database of registered keepers will be compared with the Motor Insurance Database (MID) to find and contact the owners of uninsured vehicles.
Under the new law, there will be penalties for anyone found to have an uninsured vehicle, even if they do not use it. Anyone found to be uninsured will be sent a warning letter about their vehicle and a fixed fine of £100. If they still fail to insure their vehicle, it may be seized and destroyed or offenders could face a fine of up to £1,000.
Vehicles with a valid SORN (Statutory Off Road Notice) will not be required to be insured.
If you suffer a personal injury as the result of a road accident caused by the negligence of someone else, you may be entitled to compensation.
Contact The Legal Line on 0800 0328511, or by completing a claim enquiry form online, for cost-free, confidential accident claim advice.